The Ledger · 5 min
The subsidy cliff: what $2,854 changed for one self-employed reader
In 2026 the health-insurance credit stops at 400% of the poverty line. One worked example, with invented numbers, shows what a single contribution can do.
Read →Business and health, for people who run their own.
Health
Plain-language health education for people who run their own.
The Desk · 4 min
Burnout is a business risk, not a personality flaw
Working alone removes the boundaries a job provides. Small systems put some of them back.
Read →Video · 10 min
Ten minutes: reading your first marketplace health quote
A plain walk through the numbers on a quote, with the transcript you can question.
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